Maximizing Your Lump Sum Payout: A Claimant’s Guide
A lump sum payout is a rounded-off one-time compensation payout, usually awarded for the case of a worker facing workplace injuries, or total and permanent disability (TPD), public liability or medical negligence. The primary reasons to design a lump sum payout is to cover financial losses, ongoing care needs, medical bills and the impact of […]
Denied a TPD Benefit Due to Lack of Cover? Here’s What You Can Do
For many Australians who suffer serious injuries or illnesses, a Total and Permanent Disability (TPD) claim can be a vital lifeline. It’s a way to access financial support when you’re no longer able to work. But unfortunately, not all claims are successful the first time around. In fact, a 2023 report by the Australian Prudential […]
Personal Injury Settlements vs Going to Court: What’s the Best Option?
An injury sustained in a personal context, from a car accident, slip and fall, or accident at work-presents a general onslaught of problems, all varying from physical suffering, emotional distress, and finally, financial stress. One of the most crucial decisions to be made is whether to settle or fight compensation claims in court. Both options […]
TPD Payouts from Superannuation: a step-by-step guide
Total and Permanent Disability (TPD) cover is an insurance that is paid out when an individual is unable to work as a result of a serious injury or terminal illness. TPD cover is a standard feature of most superannuation funds and provides members with a lump sum payment when they become eligible. If you or […]
Compensation for Shoulder Injuries in the ACT: What You Need to Know
If you suffer from a shoulder injury it can negativity impact your daily life. It also impacts your job. Should injuries, are very painful and can result in restricted movement, and even long-term disability. In the Australian Capital Territory (ACT), you are entitled to compensation for shoulder injures. However, the compensation is only given on […]
What is Limitation of Liability Clause?
A limitation of liability clause places a limit on how much a business can be liable for if things go wrong. For example, consider a supplier who agrees to pay no more than $10,000 if their product or service causes a problem, no matter how big the damage is. This is good for the supplier […]
What is the Success Rate of TPD Claims?
TPD (Total Permanent Disability) claims are made when an injury or illness causes a person to have a permanent total disability and prevents them from working or earning. These claims are most commonly submitted through an insurance policy, either through a superannuation fund or a private insurance company. TPD pays off in instances when people […]
How to Prove Employer Negligence?
Everyone is entitled to a safe workplace. In actuality, your employer is required by law to protect you while you’re at work. However, things can go wrong. You could be eligible to file a claim for compensation if your employer’s carelessness causes an accident at work. What qualifies as Workplace negligence? Workplace negligence occurs when […]
What is Loss of Chance Medical Negligence?
In Australia, loss of chance medical negligence cases involve claims where a medical practitioner’s actions or lack thereof are said to have deprived the patient of a better outcome. This idea comes into play when a healthcare provider’s conduct does not cause immediate harm but instead leads to a worse prognosis or a higher risk […]
What are the Damages for an Injury?
Personal injury can be defined as any harm done to a person by the acts or omissions of another, whereas damages for personal injury are the monetary benefits that the injured party may claim from the party that they suffered at the hands of, in order to compensate for their pain, loss, or suffering. Physical […]
