Are you struggling to work due to a serious illness or injury? You may be eligible to make a Total and Permanent Disability (TPD) claim and receive financial support. Here at United Legal, our experienced Canberra-based lawyers can guide you through the TPD CLAIMS process and help you get the compensation you deserve.
You pay nothing unless we win your legal case successfully.
Discover your legal position with honest advice about your rights and options today.
Our dedicated team proudly achieves over 99% success rate for client claims.
We fight to secure maximum compensation for your injuries and losses.
Clear answers, honest advice, and guidance for every question you may ever have.
TPD CLAIMS are not limited by profession or background. If a disability significantly impacts your ability to work, you may be eligible. Our team can assess your specific circumstances and determine your eligibility to make a successful TPD claim.
If you have a superannuation account with TPD insurance or a separate disability income insurance policy, you may be eligible to claim if:
TPD claims go beyond just financial compensation. We aim to secure comprehensive support to address the various challenges you face. This includes lost income, medical expenses, rehabilitation costs, and ongoing care needs. We can even help you claim for modifications to your home or vehicle to improve your quality of life.
With legal representation by our experienced team, you can maximize the benefits available to you.
A successful TPD claim can provide you with a lump sum payment to help cover your financial needs. This can include:
The processing time for TPD claims can vary depending on the complexity of your case and the insurer involved. It typically takes between 6 months and 12 months to finalize a claim. However, this timeframe can be extended in some situations.
TPD claim processing time:
While we strive for a swift resolution, the TPD claim process can be complex. Here’s a breakdown of the typical stages:
Initial Claim: You lodge a claim with your insurer, providing detailed medical evidence supporting your disability.
Assessment: The insurer assesses your claim and may request further medical information.
Decision: The insurer will inform you of their decision (approved or denied).
Dispute Resolution: If your claim is denied, we can help you navigate the internal dispute resolution process with your insurer.
Legal Action: If the insurer’s final decision remains unfavourable, we can advise you on your legal options for pursuing your claim further.
Timely action is crucial when it comes to TPD claims. Canberra has specific time limits for filing claims, depending on your insurance policy or superannuation fund.
There are strict time limits for making a TPD claim. Each insurance policy will have its own specific timeframes, so it’s crucial to check your policy details or contact your insurer as soon as possible after your illness or injury. Generally, you will have between 12 and 36 months to lodge a claim from the date you became disabled.
Missing this deadline could significantly impact your eligibility.
A successful TPD claim can provide a financial lifeline. You may receive a lump sum payment, periodic payments, or early access to your superannuation funds.
The amount of compensation you receive will depend on the terms of your TPD insurance policy, including:
If you have multiple superannuation accounts or disability income insurance policies, you may be eligible to make a TPD claim on each one, provided you meet their specific eligibility criteria.
Our proficient legal team can navigate the complexities of such claims, ensuring you receive the full benefits you deserve.
We are here to guide you through the TPD claims process and help you secure the financial support you need to move forward with your life.
if you’re considering making a TPD claim in Canberra, look no further than our expert team for guidance and representation. We’re here to advocate for your rights and provide compassionate support throughout the claims process. Contact us today to schedule a consultation and embark on the journey towards reclaiming control of your future.
