Invisible Injuries, Real Impact: Navigating PTSD Compensation Claims
Experiencing a traumatic accident can leave emotional wounds that are just as life-altering as physical injuries. Moreover, post-traumatic stress disorder (PTSD) can appear weeks or even months after an incident, affecting your sleep, confidence, ability to work, and daily routine. When this psychological trauma occurs because of someone else’s negligence, you may be entitled to […]
Scars Don’t Define You: Understanding Disfigurement Compensation Claims
A serious accident can leave more than physical injuries — it can change how you see yourself and how the world sees you. Disfigurement, whether from burns, scars, or surgery, often impacts not only your appearance but also your emotional and social wellbeing. The good news is that you may be entitled to a disfigurement […]
Spinal Injuries Don’t End Your Story: How to Claim the Support You Deserve
A spinal injury can change your life in a moment — impacting how you move, work, and live each day. Yet, your story doesn’t end there. Fortunately, understanding your rights and how to make a spinal injury claim in the ACT can help you access the compensation and care needed to rebuild your life. What […]
Losing a Limb, Finding Justice: How Amputation Victims Can Claim Compensation
Losing a limb is one of the most life-changing injuries a person can face. As a result, it affects mobility, confidence, and emotional well-being — often creating lifelong challenges. Whether your injury happened in a road accident, at work, or through medical negligence, you have legal rights that protect you. If someone else’s negligence caused your amputation, you may be […]
What is Considered Institutional Abuse?
Institutional abuse is when an organisation is responsible for the physical or sexual abuse of a person or child, recently or in the past. If you or a person you know has suffered abuse, you can make an institutional abuse claim, demanding abuse compensation. If you have suffered from physical or sexual abuse, financial means cannot alone compensate for the […]
What is the Compensation for Personal Injury?
You can file a personal injury claim if you experience financial losses due to a personal injury, which may be physical or psychological in nature. To be eligible for such a claim, the injury must be the result of an accident that occurred due to someone else’s negligence. This means that you must be able […]
Comprehensive guide to Filing a TPD claim for Back Injury
Total and Permanent Disablement (TPD) insurance can be an important resource for individuals suffering from back injuries that prevent them from returning to work. If a back injury results in total and permanent disability, the individual may be eligible to claim a lump sum payment from their superannuation fund. This financial support can assist with […]
Personal Injury Settlements vs Going to Court: What’s the Best Option?
An injury sustained in a personal context, from a car accident, slip and fall, or accident at work-presents a general onslaught of problems, all varying from physical suffering, emotional distress, and finally, financial stress. One of the most crucial decisions to be made is whether to settle or fight compensation claims in court. Both options […]
Denied a TPD Benefit Due to Lack of Cover? Here’s What You Can Do
For many Australians who suffer serious injuries or illnesses, a Total and Permanent Disability (TPD) claim can be a vital lifeline. It’s a way to access financial support when you’re no longer able to work. But unfortunately, not all claims are successful the first time around. In fact, a 2023 report by the Australian Prudential […]
How to File a Successful Personal Injury Claim?
Personal injury claim means any claim for damages caused either to the person or his property. It usually happens in civil cases, and various damages are available for the injuries sustained. The injured party might claim monetary damages or injunctions for the injury caused, and the damage covers a variety of medical bills, emotional distress, […]
Filing a Winning TPD Claim in 7 Simple Steps
To deal with a total and permanent disability (TPD) either in the form of physical injury – like a loss of a body part, or the ability to see, hear and speak, or any kind of mental illness like depression or anxiety is a challenging life moment. This becomes more difficult when the disabled are […]
TPD Payouts from Superannuation: a step-by-step guide
Total and Permanent Disability (TPD) cover is an insurance that is paid out when an individual is unable to work as a result of a serious injury or terminal illness. TPD cover is a standard feature of most superannuation funds and provides members with a lump sum payment when they become eligible. If you or […]
Compensation for Shoulder Injuries in the ACT: What You Need to Know
If you suffer from a shoulder injury it can negativity impact your daily life. It also impacts your job. Should injuries, are very painful and can result in restricted movement, and even long-term disability. In the Australian Capital Territory (ACT), you are entitled to compensation for shoulder injures. However, the compensation is only given on […]
Maximising Your Lump Sum Payout: A Claimant’s Guide
A lump sum payout is a rounded-off one-time compensation payout, usually awarded for the case of a worker facing workplace injuries, or total and permanent disability (TPD), public liability or medical negligence. The primary reasons to design a lump sum payout is to cover financial losses, ongoing care needs, medical bills and the impact of […]
Letter of Demand – How To Get Your Money Back Legally
A Letter of Demand is typically a formal request addressing an outstanding debt. If an individual or company owes you money but hasn’t responded to any of your other requests or invoices, then you can use a Letter of Demand. The debts are usually regarding payment for services, rent, money lent without any supply of […]
Going To Court – How to Write A Character Reference?
A character reference is a legal document – essentially a formal letter – that demonstrates the person’s good character involved in legal proceedings. The writer is usually a person who knows the accused individual and can vouch for them. In Court, a character reference must be clear and specific. The tone and content of the […]
What are the Damages for an Injury?
Personal injury can be defined as any harm done to a person by the acts or omissions of another, whereas damages for personal injury are the monetary benefits that the injured party may claim from the party that they suffered at the hands of, in order to compensate for their pain, loss, or suffering. Physical […]
What does Public Liability Insurance cover in Australia?
Public liability insurance is an older version of general liability insurance which is a sort of business insurance. Public liability insurance helps cover liability claims brought by members of the public, including clients, delivery staff, and guests, against your small business. Although they are comparable, general liability insurance often provides more coverage. Many insurance providers […]
What is a Class Action In Australia?
A class-action lawsuit is a civil case in which numerous individuals file a lawsuit against major corporations. A class-action lawsuit is a collective legal action brought by numerous plaintiffs who have suffered losses, injuries, or psychological distress due to the same accountable party. Do all the claims in class action have to be the same? […]
What is the average payout for TPD?
TPD stands for “Total and Permanent Disability” and is a type of insurance that provides financial support if a person becomes permanently disabled or suffers from a chronic illness that prevents them from working. A person eligible for TPD insurance can receive either a lump sum payment or regular payments, depending on their policy and […]